Financial Alchemy Advisors
Tailored Commercial Lending for High-Net-Worth Individuals
Perth Finance & Wealth Creation Services
Looking to invest in commercial property?
We specialise in helping high-net-worth professionals and investors secure the right commercial loans to achieve their goals. Whether you are purchasing premises for your practice or expanding your investment portfolio, our lending solutions are designed to give you a competitive edge.
Why Choose Us for Your Commercial Loan?
With extensive experience in financing for medical, dental, veterinary, and accounting practices, we understand your unique needs. Here’s what we offer:
- Owner-Occupiers: Borrow up to 100% of the purchase price for your practice premises.
- Investors: Borrow up to 80% of the purchase price with no Lenders Mortgage Insurance (LMI).
- Flexible options include variable, fixed-rate, and line-of-credit loans, with terms up to 30 years.
- Tailored structures through SMSFs, partnerships, companies, or trusts to maximize tax and financial benefits.
Investing in Commercial Property
Looking to diversify your portfolio? Commercial property investments often offer:
- Higher rental yields compared to residential properties.
- Longer leases for increased stability.
- Annual rent reviews and tenant contributions to outgoings for better returns.
Unlock the Benefits of Property Ownership
Purchasing a commercial property for your practice or portfolio can offer significant advantages:
- Freedom from leasing: No more rent, restrictive terms, or landlord negotiations.
- Long-term control: Shape the future of your practice and enjoy the flexibility to expand.
- Retirement income potential: Retain the property and earn rental income post-retirement.
- Capital growth: Build wealth with potential property appreciation over time.
- Additional revenue streams: Lease unused space to other businesses for passive income.
Expert Insights to Maximize Your Investment
Choosing the right property is critical. Our network of property advisors and lending experts ensures you:
- Assess market demand and competition.
- Understand zoning, accessibility, and parking considerations.
- Evaluate building condition and potential for future development.
- Avoid over-capitalization with strategic renovation planning.
Exclusive Loan Features
- Up to 10 years of interest-only repayments for greater cash flow flexibility.
- Construction loans for custom-built premises (excluding SMSF structures).
- Stand-alone financing, linked only to the property being purchased.
Working With Us
Deep Expertise
Our team possesses in-depth knowledge of the commercial real estate market and specialises in lending for medical, dental, veterinary, and professional services businesses.
Personalised Service
We provide personalised guidance and tailored solutions to meet your unique financial objectives and risk profile.
Streamlined Process
We streamline the lending process to ensure a seamless and efficient experience.
Expert support
Our team of seasoned professionals provides guidance at every stage, from loan structuring to disbursement.
Ready to Make Your Move?
Schedule a consultation with one of our experienced commercial lending specialists to discuss your investment goals and explore the financing options that best suit your needs.